Why should I insure my Smartphone?

Are you aware that a third of people suffer damage to their phone at some point during it's lifespan? Couple this together with the fact that over a quarter of a million devices are reported as stolen each year and you could argue that obtaining protection should be a high priority. With cheap cover specifically designed for your smartphone, a Leisure Guard policy could prove to be a worthwhile investment.

You will be covered against

Accidental Damage

If you drop your phone or it otherwise suffers any damage, it will be repaired at no additional cost.

Deliberate Damage

Repairs to your phone will be covered if any damage it sustains is deliberately caused by someone else.


If your handset develops a fault that is not covered by the manufacturer, repair or replacement will be handled for you.

Liquid Damage

If you accidentally spill liquid on or immerse your phone in full rendering it unusable, we’ll provide a replacement.

Unauthorised Usage (Silver and Gold policies only)

If a third party uses your device to make calls, send texts or consume data for which you are charged, you will be compensated.

Theft (Silver and Gold policies only)

Add theft cover to receive a replacement mobile if yours is stolen.

Are there any excess charges?

Up to £100 UK Excess

Up to £100 Loss of Device Excess

Up to £100 Overseas Excess Claim

The Excess for an iPhone X is £100; the Excess for an iPhone 8 & 8+; A Galaxy Note 9, A Galaxy 8 & 8+ is £75. For all other Gadgets the Excess is £50.