Why should I insure my Apple iPhone?

Anyone who has used an iPhone will know that there is a good chance something will occur to put your device at risk. At any one time, up to a quarter of iPhones are afflicted with some kind of damage to the screen, according to CNET. And this is only the start of a long list of physical ailments to which Apple’s flagship iOS-based smartphone range is susceptible, not to mention other issues such as theft, loss and malfunction. So if you weigh up the odds of something putting your smartphone out of action, insurance from Leisure Guard may make a great deal of sense. Getting cover for your mobile phone which is independent from your home insurance policy will mean that if you make a claim for your iPhone it will not adversely affect your premiums for other policies.

You will be covered against

Accidental & Deliberate Damage

Whether your iPhone is damaged accidentally or deliberately, your Leisure Guard protection will let you make a claim for repair or replacement so you can get back to enjoying all your favourite apps and services.

Mechanical Breakdown

If the camera, display, battery or any other component suffers a fault which Apple’s warranty does not cover, repair costs will be paid by your iPhone insurance policy.

Liquid Damage

Spill a drink on an iPhone or drop it into any body of liquid and the damage can be repaired or the device replaced under the terms of your cover.

Theft (Silver and Gold policies only)

An appealing handset like an iPhone will always be a target for thieves. If it is taken from you, a replacement will be provided if you have taken out an additional premium.

Worldwide Cover

Whether at home or abroad, world-wide iPhone insurance from Leisure Guard will keep your handset safe, whether you smash it in Spain, drop it in Dubai or lose it in Lisbon.

Unauthorised Use (Silver and Gold policies only)

If your iPhone is used to make calls, send texts or download data by a third party without your permission, any costs you incur as a result of this usage can be recouped.

Are there any excess charges?

Up to £100 UK Excess

Up to £100 Loss of Device Excess

Up to £100 Overseas Claim Excess

The Excess for an iPhone X is £100; the Excess for an iPhone 8 & 8+; A Galaxy Note 9, A Galaxy 8 & 8+ is £75. For all other Gadgets the Excess is £50.